As many shoppers hit the stores this holiday season, remember that protecting your credit and debit cards when in public settings is crucial in preventing fraud and identity theft. Here are some effective tips to safeguard your financial information while out and about:

  1. Never leave your card unattended, whether in a vehicle or on a table at a restaurant.
  2. Avoid carrying all your cards with you, only take the necessary ones to minimize the risk.
  3. Consider using an RFID-blocking wallet to avoid criminals using RFID-skimming devices.
  4. Use secure purses, totes, and backpacks with zippered or latched closures to reduce easy access to its contents.
  5. Shield your card while entering your PIN, and never disclose your PIN to anyone.
  6. Use chip cards as they are more secure than magnetic stripe cards because they create a unique code for each transaction.
  7. Always check your account activity to ensure that no fraudulent transactions take place.
  8. Set up card alerts to block or send notification when an unauthorized charge takes place. (Instructions on setting up alerts can be found here)

By following these tips, you can minimize the risk of credit and debit card theft when in public settings. Stay vigilant and protect your finances from potential fraudsters.