Online Banking

With FNC Bank’s online banking you can…

• Access your accounts 24/7.
• Manage your accounts, transfer funds, pay bills, view transaction history, and more – all from the comfort of your home, business, or on the go.
• Access advanced transaction functionality including search by transaction description, filter by tags, and adding a note or receipt image.
• Pay bills or send money to friends and family quickly and securely with Bill Pay.
• Easily transfer between accounts within your application or set up external accounts for effortless transfers between your accounts at other financial institutions.
• Gain additional security to monitor your accounts & transactions, track spending, and receive notifications for any suspicious activity using account alerts.
• Protect your debit cards with the integrated debit card alerts. Set up card usage parameters and notifications.
• Update user profile information including email or phone number, request change of address, and obtain forgotten username.
• Achieve advanced security with two-factor authentication protecting your entrance to online banking and your sensitive data.
• Reduce your carbon footprint as online banking decreases the need for paper statements and receipts.
• Work across your devices to deliver a smooth experience for iOS and Android.
• In-app Conversations (coming soon!) - Securely communicate with FNC Bank staff, tag accounts or transactions you have questions about, and share confidential data safely. In-app conversations provide greater security than communicating with FNC Bank via email or phone.
  

With FNC Bank’s Business Online Banking system you’ll enjoy all the features within standard Online Banking, plus…

• Access to Cash Management options integrated directly within our business platform.
• User Management: Give account access to your employees using a wealth of entitlements and settings available to manage their permissions.
• ACH Services: Pay your employees and vendors by scheduling ACH payments—all within the FNC Bank digital banking experience. A high-level overview shows what's scheduled, what's recurring, and which payments have already been sent.
• Wire Transfers: Within the main navigation, easily add and manage your accounts list, see an overview of everything that's scheduled, and create and initiate wires with the click of a button. You can even name your wires to keep everything organized.
• Positive Pay: Businesses can now automate check fraud detection right within your FNC Bank online banking experience. This cutting-edge technology verifies each check’s authenticity by matching against the amount, date, name, and check number to ensure there are no issues before processing.
• Reports: Reports are accessible by selecting the Cash Management link within the FNC Bank digital banking experience.