Business Savings Accounts

Unleash the power in your business with a savings account tailored to grow alongside you. Whether you’re a new entrepreneur seeking simplicity, or a seasoned business owner desiring high-return options, at FNC Bank you'll discover possibilities customized for businesses of any size or financial needs.

Primary Savings for Business

Make savings easy with a primary savings account.

Earns interest¹
$200 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$2 monthly service charge if the balance drops below the minimum
Free e-statements²

Talk to a Banker

Smart Savings for Business

Maximize returns on a higher balance, higher interest savings account.

Earns higher interest¹
$2,500 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$5 monthly service charge if the balance drops below the minimum any day during the month
Free e-statements²

Talk to a Banker

Money Market Savings for Business

Level up your savings with a tiered-interest money market account

Earns interest on tiered balances¹. The more you save, the more you earn!
Access to your funds at any time
$1,000 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$7 monthly service charge if the balance drops below the minimum
Six free withdrawals each month³
Check writing capability
Free e-statements²

Talk to a Banker

Performance Money Market Savings for Business

Take your interest to the max with a performance money market.

Earns higher interest on tiered balances¹. The more you save, the more you earn!
Access to your funds at any time
$25,000 minimum balance
No monthly service charge if monthly minimum balance is maintained each day during the month
$10 monthly service charge if the balance drops below the minimum
Six free withdrawals each month³
Check writing capability
Free e-statements²

Talk to a Banker

Business Savings Account Features

All business savings accounts with FNC Bank offer the following advantages:

Safe way to save money without investment market risks
Access to your full balance at any time – no minimum investment period/term
Free online banking and mobile banking
Convenient mobile check deposit or access to Remote Deposit Capture (RDC)⁴
Free electronic statements²

Real-time transaction and account balance alerts
Reliability. We have been a strong, locally-owned community bank for over 100 years, with third-generation family ownership
Efficient and personalized service. Our decision-makers are in-house, enabling fast turnaround times and the personal attention to your banking needs that our customers have come to appreciate

Compare Accounts business savings

Disclaimer

¹Contact a banker for today’s rates or review our current rate sheet. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day.

²If paper statements are preferred, there is a fee of $5 per statement.

³A fee of $6 per withdrawal if exceeds six withdrawals in a month. Withdrawals include: Check, Preauthorized or Automatic (ACH), online, sweep, or telephone transfers, debit card or similar order including POS (point of sale) or ATM (Automated Teller Machine).

⁴RDC fees may apply.

What our customers are saying

I appreciate that FNCB keeps up with all the current technology.

Kathryn

Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.

Deborah

I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.

Christyl

Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.

Christine

This is the best bank ever! I love you guys for all you've done for me over the years!

Jennifer

Always treated as family with every interaction!

Byron

FNC Bank has been our bank for over 40 years! Never had any issues. Great service!

Richard

I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.

Jean

We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!

Doreen

We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.

Arthur

Small town service with a smile, big city offerings!

Patty

Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.

Shawn

(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.

Mindy

(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.

Tiffany

Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!

Auir

The best bank I have ever used. Everyone is has been so kind and helpful!

Lisa

I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!

Cory

Have been extremely happy for the past 32 years as a customer.

James

So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.

Jamie

Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!

Kate