Buying, building or refinancing a home is one of the biggest decisions you’ll make. And selecting the right mortgage partner can be crucial to finding the right loan product within your budget. At FNC Bank, our priority is making your loan process a smooth one.
It starts with the right lender.
Getting into your dream home isn’t about us – it’s about you. At FNC Bank, you’ll work with lenders that take time getting to know you and understand your unique financial goals. Gaining this understanding helps our lenders lead you to the best mortgage solution for your situation and budget. You’ll also benefit from lenders that know the local market; have expertise and access to the most desired loan types; and are connected to top realtors, contractors and title companies that are key to the success of your home purchase.
It continues with loan processing.
If you’ve ever purchased a home, you know there is a significant level of paperwork involved. Many lenders send this paperwork to multiple people at numerous off-site (often out-of-state) locations. When you work with FNC Bank, our in-house underwriting and loan processing team handles your loan from start to finish. You’ll value accelerated turnaround times, attention to detail, and personalized interaction that often comes from having essential staff under one roof.
It stays with FNC Bank.
Have you ever had your mortgage payments moved from company to company within the first few years of your loan? At FNC Bank, we hold all the servicing of our loans in-house rather than sell the servicing rights like many other mortgage companies do. We pride ourselves in maintaining top-notch service throughout the life of your loan. The only way we can ensure this is to oversee the loan from application to loan payoff.
At FNC Bank, you'll start with us and finish with us!
Talk to a Mortgage Lender or apply online to get started!
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!
Richard
I appreciate that FNCB keeps up with all the current technology.
Kathryn
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.
Arthur
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.
Tiffany
Always treated as family with every interaction!
Byron
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!
Doreen
Have been extremely happy for the past 32 years as a customer.
James
This is the best bank ever! I love you guys for all you've done for me over the years!
Jennifer
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.
Christine
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.
Jean
Small town service with a smile, big city offerings!
Patty
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.
Deborah
The best bank I have ever used. Everyone is has been so kind and helpful!
Lisa
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!
Kate
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!
Auir
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.
Christyl
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.
Shawn
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.
Jamie
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!
