Go to FNC Bank’s website or your mobile app store.
Website: Visit www.fnc.bank, click “Login”, then click “Enroll Now”
App: Search “FNC Bank Mobile Banking” in your app store. Download the app, then click “First Time Here? Enroll Now”
Enter your Enrollment Information
Social Security Number (EIN/TIN also accepted), account number or loan number, email address, and phone number
Click “Get Started” to protect with 2-step verification (mandatory).
Enter your phone number to receive a verification code via call or text, then click “Next”
Choose the method to receive your code and click “Send code”
When you receive the verification code, enter the 6-digit code, then click “Verify” and “Done” NOTE: the verification code expires after 5 minutes
Review the End User License agreement, then click “Accept”
Create credentials (Username and Password)
Username Requirements:4-12 characters, at least 1 letter, cannot contain a space, and cannot be part of your password
Password Requirements: must be 8-25 characters and contain at least 1 number, 1 upper case letter, and 1 lower case letter. The following special characters are also allowed (optional): + _ % @ ! $ * ~ NOTE: Your credentials will work for both online and mobile banking
Complete enrollment
Website: Confirm Password, then click “Next” and you will return to the login page. Re-enter your username and password to log in.
App: Create 4-digit Passcode, reenter 4-digit passcode, then you are logged in. NOTE: During the enrollment process, you may be asked if you would like to set up biometrics (fingerprint or face ID). This is an optional feature.
FNC Bank has been our bank for over 40 years! Never had any issues. Great service!
Richard
We have been customers of FNCB for over 40 years and have been satisfied customers the whole way!
Doreen
I appreciate that FNCB keeps up with all the current technology.
Kathryn
Always treated as family with every interaction!
Byron
We have banked at FNC bank for over 20 years. We can not say enough about how helpful the personnel has been whenever we have needed help doing or understanding something.
Arthur
Have been extremely happy for the past 32 years as a customer.
James
(Commercial Lender) was amazing to work with. My husband and I had a business idea and were not sure if the financing would work out. I'm so glad we called him. He was easy to work with, very responsive, and clearly knowledgeable in his field. Highly recommend.
Mindy
So far this year we have opened up savings accounts for our children and navigated a stolen debit card number/fraud. Customer service reps in both situations were wonderful.
Jamie
I like the hometown feel and great customer service. I love the employees and they have went to great lengths to help me with things. Once I left my phone there and customer service called all my kids. Who does that? I love that they care that much.
Jean
(Mortgage lender) was fantastic at FNC Bank! He helped my family get a loan for our new home. We got a construction loan for a shouse/barndominium. I’ve always heard it can be a difficult process with a bank to get a loan for this type of home and he made it easy. He’s always helpful with any question I have and will give you a great experience.
Tiffany
I have been with FNC bank for over 20 years and even though I have moved, I like the small town bank so I continue my accounts there.
Christyl
I absolutely love this bank!! They are very personable and I have NEVER had an issue with anything!! I love the ability to work with a small bank that is NOT forced to follow the "Rules" of a corporate company!!
Cory
Friendly and capable employees who go beyond the ordinary. I was very impressed with the loan officer who helped with the car loan I received even though the dealer was being ridiculous. It took people in the Hudson and New Richmond offices to get it done, but it was completed in one day.
Deborah
Really great bank, down to earth and personal. Does not have the corporate feeling vibe, long holds on the phone etc. High quality experience for sure. If buying a home, (FNC Bank) is truly fantastic.
Shawn
Did a great job with refinancing our mortgage, very helpful. Meet all of our regular banking needs with accuracy and a personal touch.
Christine
Small town service with a smile, big city offerings!
Patty
The best bank I have ever used. Everyone is has been so kind and helpful!
Lisa
Keep doing a great job in helping customers with fraudulent charges. Top notch support. Some of my friends have had these issues with fraud and they received ZERO support from their bank. (that was not FNCB)! Thank you!
Kate
This is the best bank ever! I love you guys for all you've done for me over the years!
Jennifer
Banked here for 15+ years. The staff are always helpful and knowledgeable, I recommend this bank to everyone I can!
